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Avoid sneaky bank exchange rate markups and high foreign transaction fees. Pay only a low upfront conversion fee, and no annual card fee.
If you're shopping online, always choose to pay in the currency of the country you're buying from. If you don't have it in your account, the card will automatically convert to it from the balance that's cheapest for you. You'll avoid Dynamic Currency Conversion fees.
Authorise payments with 3-D Secure authentication. Receive instant notifications when you spend.
Relocate without the stress - and without the multiple bank accounts. Share your details with your employer, pension scheme, family or friends, and get paid like a local.
Avoid the bank appointments, and start spending as soon as you get there. With the Wise debit card, you'll always get the best possible exchange rate.
Send money to 80 countries, always with a low and transparent fee. With Direct Debits in the UK, Europe, US and Canada, paying your bills and subscriptions across currencies is easier than ever.
Sign up online, or in our app with an email address, or a Google, Facebook or Apple account.
All you need to receive money or order a card is your government ID.
You can add money using your bank account, Apple Pay, credit/debit card.
Share your account details to get paid, or spend around the world with your debit card.
Every month, our customers trust us to move over $7 billion of their money. Here are some of the
important ways we protect them.
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Safeguarded with leading banksWe hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. |
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Regulated around the worldWe're regulated by authorities around the world. This includes the FCA in the UK and FinCEN in the US. |
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Audited regularlyWe make sure your money's secure, and that Wise is financially stable. As we're not a bank, your money isn't FSCS protected - instead we safeguard it. |
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Extra-secure transactionsWe use 2-factor authentication to protect your account and transactions. That means you - and only you - can get to your money. |
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Data protectionWe're committed to keeping your personal data safe, and we're transparent in how we collect, process, and store it. |
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Dedicated anti-fraud teamWe work round the clock to keep your account and money protected from even the most sophisticated fraud. |